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  • What is a Wraparound Transaction in Texas? A wraparound mortgage or wraparound transaction (sometimes referred to as a “subject to transaction”) is a special form of seller financing. The basic idea is that Bill wants to sell his real property to Jim. Jim cannot qualify for his own loan. Bill owes a mortgage to First […]

  • During the 84th session of the Texas Legislature, a new law was passed authorizing the use of a new legal instrument called a Transfer on Death Deed. This law goes into effect September 1, 2015 and can be found in the Texas Estates Code §114. Texas joins a growing number of states that authorize the […]

  • Just as a home mortgage lender keeps an interest in a home in order to secure payment on the mortgage, the law provides a method for contractors and subcontractors to keep an interest, or a mechanic’s lien, in the property they build or improve in order to secure payment for their services and materials. If […]

  • Adverse possession in Texas refers to the method by which a person gains legal title to the land of another by possessing it for a certain amount of time. This article provides a brief overview of the elements of adverse possession in Texas. If you believe you have a claim of adverse possession or are […]

  • Among the many documents which are presented and processed during escrow is a certificate of non-foreign status. The reason for this document is to protect the property buyer from liability for the IRS withholding tax which applies if the seller is a foreign person. If the Seller is a US Citizen or a US Resident […]

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